Hiscox NOW® Snapshot
McGowan is really pleased to offer our brokers the opportunity to access HISCOX NOW, a small business program that is simple to use and cost effective for your clients. Admitted coverage offered in 49 states and the District of Columbia, this system allows you to QUOTE, BIND and ISSUE online with support from Hiscox’s service center. In addition, Hiscox NOW can be combined with McGowanLive.com to allow you to offer both primary and excess quotes.
Architects & Engineers
Artisan Contractors
Construction
Creative & Design
Financial
Health, Beauty, Fitness
Janitorial
Landscaping
Legal
Marketing & Public Relations
Misc. Business Services
Real Estate
Retail
Technology
Broad Appetite: same-day E&O, GL and BOP coverage for over 180 professions
New ventures welcome: we insure brand new business
Competitive Premiums: E&O starts at $270 with no fee monthly payment plans
‘A’ Rated: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best
Instant Binding: quote and bind in minutes, policy docs emailed immediately
Direct Bill: Hiscox handles all servicing and billing
Dedicated Support: Available Monday–Friday from 8am–10pm ET
Automatic Renewal: earn commission for the lifetime of coverage
Professional Liability
Coverage for Errors and Omissions (E&O) that occur or are alleged to have occurred in the course of providing professional services.
- Claims of negligence, even if your client hasn’t made a mistake
- Claims for libel and slander arising from your client’s services
- Awarded damages and legal defense costs
- Up to $2 million aggregate limit online, ($5 million on request)
General Liability
Coverage for claims of bodily injury, associated medical costs and damage to property on or off premises.
- Covers liability for property damage or bodily injury to 3rd parties
- Covers employees and temporary staff
- Up to $ 2 million occurrence limit online, ($5 million on request)
- Optional Add-on: Business Property & Equipment Coverage* – Covers loss or damage to computer equipment or contents – Claims settled at replacement costs – Up to $25,000 coverage limit
Business Owners Policy
Coverage for claims of bodily injury, associated medical costs and damaged property (GL) plus coverage for business equipment at up to five different office locations, including accidental damage.
- Covers liability for property damage or bodily injury to third parties and business property
- Up to $ 2 million occurrence limit online ($4 million on request)
- Crime, data liability, and HNOA upgrades available
